You go out to eat on a Friday night. You’re having a great time. The server brings by the check, and you casually put your credit card in the folder.
The server has your card company, your card number, your expiration date, your name, and that security code on the back. The server may have a scanner which lifts all of this, and your address; or, the server may jot it all down and look your address up online.
Now, the server has all needed either to make online orders, or to sell your data to bigger thieves who will manufacture a duplicate card.
I had this happen to me. In fact, I’ve had my card data stolen 4 times, all in different ways. In my opinion, the proper punishment would be to contact all other people whose data was lifted and offer them the opportunity to serve on the firing squad.
You can go to the website mentioned in the article, and key in your report. There it goes. I’ve sent it off into the hinterlands before. Apparently, nothing ever happens unless you are an employee of the U.S. Attorney’s office as was the victim in the news article.
You can try calling local law enforcement: “This is now a federal matter, report it online.” You report it online and never hear from anyone again. However, upon my credit card fraud unit alerting me to one stolen data transaction, I demanded to know the delivery address given by the thief. Then, I looked up the address to figure out which governmental entity had jurisdiction, and called the local police department there. Unlike my last efforts to do this, a super-sharp police sergeant from a small town in Pennsylvania literally ran down the guy using my data to make orders which he had mailed to his own address. Turns out, the guy had been duped by a “Make money at home!” scheme, running what he thought was a package forwarding service for people absent from home a long time. Instead, the guy served as the patsy to make orders using stolen credit card data, and forward them from his own address to another. But, the sergeant was all over the case. But, since the next address in the line of delivery was in another state, there was nothing else he could do locally. That report I made at the federal website…. Did someone compile my report with others, and use it in a prosecution? Possibly, but I’ve never heard back from any of my online fraud reports. Off they go….
Nonetheless, congratulations to law enforcement officers for catching David Masoner. These thieves are a blight on society.
By the way liberals who just love big government: our government facilitates some of this theft. My personal background data was lifted by hackers who broke into the government employee database. That included my social security number, my mother’s maiden name, and lots of other stuff that you might use to answer those security questions. I will never know for sure that this data breach opens me up to credit card fraud, but using some of this information that no one else ought to know, one thief then tricked my credit card company into changing my online banking information so that I would never receive any statement to review for fraudulent charges.
Here’s another example. You parents know that, even if your income will disqualify your new high school graduate for financial aid to go to college, you have to fill out that huge, intrusive FAFSA form anyway. They want to know all about you. Guess what? The IRS has access to it. And, their access tool got breached. Thanks, Big Brother. And, the Left in this country want the government to have all information about you and control every aspect of your life. Right. Make America Great Again. Make the swamp smaller while we are draining it. There are reasons for limited self-government.
Now, I pay cash in restaurants — and I watch my statement online very closely. And,